BUSINESS FUNDING PROGRAM
by Keen Finances
Keen Finances offers funding for businesses in ALL 50 STATES NATIONWIDE!
** The below program minimums are a general guideline and funding approvals will be based on the health of your personal and or business credit profile. If your credit file has little to no credit, it will be hard to gain an approval. If your credit profile has credit card utilization above 30%, credit line approval will be more challenging. If your debt-to-income ratio is above 50%, all loan programs will be challenging to gain approval. Make these considerations before applying. The loan application fee is non-refundable.
Business Cash Advance
If you accept credit cards or have regular bank deposits, you can get funding advanced to you for up to 200% (twice) of the amount of your monthly deposits.
| Min Credit Score: | 550+ |
| Min Time in Business: | 6 months |
| Min Monthly Rev: | $5,000/mo |
| Funding Range: | up to $10 Million |
Business Term Loans
All types of loans, including SBA Express, 7(A), Equipment Financing, Franchise Loans, Purchase Order Loans, Real Estate backed loans and even more...
| Min Credit Score: | 650+ |
| Min Time in Business: | 2+ years |
| Min Monthly Rev: | $20,000/mo |
| Funding Range: | up to $5 Million |
Business Line of Credit
Money available to "draw" against that's deposited into your bank account. Repayment plan based on what you borrow. Access to balance.
| Min Credit Score: | 650+ |
| Min Time in Business: | 2+ years |
| Min Monthly Rev: | $20,000/mo |
| Funding Range: | up to $250,000 |
Invoice Factoring
Sell your accounts receivable to a lender at a discount, which the lender in turn provides an advance on payments for outstanding invoices.
| Min Credit Score: | 530+ |
| Min Time in Business: | 3 months |
| Min Monthly Rev: | $40,000/mo |
| Funding Range: | up to $5 Million |
STARTUP Unsecured Business Funding
Funding can be used for ANY PURPOSE. No income verification required and no industry restrictions. Revolving line of credit. Must have at least $2k in revolving credit currently and less than 30% utilization.
| Min Credit Score: | 680+ |
| Min Time in Business: | NONE |
| Min Monthly Rev: | $0 |
| Funding Range: | up to $150,000 |
STARTUP Small Business Loan
Unsecured personal loan. 3 - 7 year terms available. Must have W2 verifiable income. You will have DIRECT access to cash for business purposes.
| Min Credit Score: | 680+ |
| Min Time in Business: | NONE |
| Min Monthly Rev: | $4,000/mo personal income |
| Funding Range: | up to $150,000 |
* If you are close to the above requirements, some exceptions can be made. All funding types accept co-signers.
Want to talk to a credit expert?
Book a one-on-one phone or zoom meeting to discuss your personal credit situation and what Keen Finances can do to help you open new financial opportunities.